Sometimes, life can be so unpredictable. It does not always go as planned. You may encounter a situation that you have never dreamed of dealing with. You may run out of fuel for your house in the winter, your internet subscription just ended when you need to use it the most, or your car just had a flat tire when you would be going on a family trip the next day.
You can quickly sort out these emergencies when you have money, but what happens when you do not even have enough funds to solve these problems? That is when the frustration sets in and you begin to tell yourself this “I need money now, even if I have to pay by my next payday.” Well, you do not need to say those things to yourself. You only need to visit our website. We are here to help. We understand your situation; we know you are already frustrated so we would not frustrate you more with complicated processes.
We will connect you to direct lenders who are willing to fund your loans in the most straightforward ways ever. We want you to access these loans at lower rates. That is why we connect you to directly to lenders. There is no broker fee when you request for a loan through our website. These lenders can give you payday loans, personal loans, and emergency loans within one business day. All you need to do is to complete an application form. Lenders will analyze your loan request, and you would receive offers from them.
Be sure to submit valid information only. Our website is secure, and you do not have to worry about the information you put on our website. We would keep it safe. Valid information increases your chances of accessing loans.
You would have the option of going through the offers and selecting the lender you would want to proceed with. Choose a lender based on the repayment schedule, interest rate, and the amount they are willing to offer you. Our lenders have their terms and conditions. You should also check their terms and conditions and choose a lender based on the terms and conditions you can comply with.
After choosing a lender, the lender may run quick credit checks on you. These credit checks allow the lender to know more about your credit background. Do not worry if you have bad credit, people with bad credits have been able to access quick cash from our lenders.
Do I Qualify For These Quick Loans?
We are not like traditional banks who would make you complete a pile of papers just to access a loan. Our lenders are also like us. Every application is done electronically. Our lenders also require only necessary things from you before they grant you the loan. There is no collateral request. You do not need a property or car as collateral to access a loan. The no collateral requirement makes it more accessible.
All you need is a personal computer or a laptop with internet access. Do not get me wrong; these are not for collateral, you need these because you will need them to complete the loan request form from the comfort of your home. If you have these, it is equivalent to your presence in our office. Our lenders will also ask for some form of identification just for them to know who they are dealing with. It is that simple. Your age also comes into play here. They would not want to be dealing with a minor who does not need a quick loan. Our lenders also want to comply with the law hence they cannot grant loans to children. They would also ask information concerning your bank account details. This is just to pay the money into your account. They would not want you to take time out of your busy schedule to walk to an office to receive your loan. You would receive it wherever you are.
Our lenders also need to know if you can pay back the loan. Of course, that is important to our lenders because they would require you to pay back for them to grant loans to other people. In summary, you would need the following:
- You would need to be at least 18 years of age.
- You should be a citizen of the United States.
- You should also have a valid identification card.
- You would also be asked to provide proof of a steady source of income.
- You should also have an active bank account.
Once you have all these, the lender may request for other information. You can scan and mail the information to them. When your loan request is approved, you would be required to sign some documents electronically. This is done to show that you have agreed to the lender’s terms and conditions. You would have the money in your account as soon as the next business day. Our lenders do not tell you what to do with the money; you can use the money for whatever you would like to use it for. It is yours after all.
You might have access to the entire amount you requested for. However, our lenders will analyze our financial situation and grant you access to an amount you can repay. So in this case, you do not always get the entire amount you requested for. In most cases, borrowers have access to the full amount.
Interest Rate and Fees
There are no fixed interest rates. The rates differ from one lender to the other. The rates may also depend on the repayment schedule as well as the amount. However, the lender will make you know the interest rate before you proceed further in the application process. There are also no flat administration fees. These fees will also be known to you. So you would know how much you would be paying back at the end of the period.
There are no hidden fees. Remember, you do not have to pay a broker fee when you deal with direct lenders. If you encounter a situation which demands that you pay broker fees, do not proceed with the lender.
The repayment period may differ depending on the amount as well as your financial situation. You have the opportunity to discuss the repayment schedule with your lender. When you agree on a repayment schedule, make and mental note and repay your loan on time. This will build a good credit history with our lenders. The next time you would be in a situation which demands an emergency loan, our lenders will treat your loan request based on your repayment history with the previous loan.
You do not need to go to any company to repay your loan. The repayment process is as easy as the application process. Some lenders request that you repay through a bank account. Others only need you to leave the money in your bank account. They would debit your account when the time is due.
Note to Loan Requesters
We are not lenders, as we have already mentioned above, we only connect you to direct lenders who are willing to fund your loan request. We do not have any influence over the lenders on our website. Hence, we do not have any control over your loan request.
All interactions will be between you and the lender once you have chosen who to work with. We cannot guarantee that your loan request will be approved. It will, however, increase your chances of accessing a loan if you provide valid information to lenders.
These cash advances are usually short-term loans. These loans cannot be used as a long-term financial solution. We advise that you look for other alternatives if you are looking for a long-term solution.
We run checks on our lenders, and we connect you to only genuine lenders. We, however, want to sound this word of caution to borrowers. Lenders would not request for money to proceed with the loan request process. If any lender requests for cash before they continue with the process, they are frauds and you should not deal with them.