Gadcapital.com is a free, no-obligation financial referral service to participating lenders that may be able to provide amounts between $100 and $15,000. Not all lenders can provide up to $15,000 and there is no guarantee that you will be accepted by an independent, participating lender. Operator of website is not a lender, loan broker or agent for any lender or loan broker and does not make any loan or credit decisions. This web site does not constitute an offer or solicitation to lend you money. We cannot guarantee any loan or credit approval or any loan or credit amount, and everything on this site should be considered a commercial advertisement. Loan transfer times and repayment terms vary between lenders and some faxing may be required. We do not control and are not responsible for the actions of any lender and do not have access to the full terms of your loan. Only your lender can provide you with information about your specific loan terms, current rates and charges, renewal, payments and the implications for non-payment or skipped payments. For details, questions or concerns regarding your loan, please contact your lender directly. We may sell all or part of your information to one or more lenders and other persons, and you may be contacted by one or more lenders and other persons. We do not endorse or charge you for any service or product. You are under no obligation to use our service to initiate contact with a lender, request credit or any loan product, or accept a loan from a participating lender.
Some states have laws limiting the APR (Annual Percentage Rate) that a lender can charge you. APRs range from 4.99% to 1304% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws (including tribal and off-shore lenders) may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Website operator makes no attempt to connect you with a lender offering the “best” or “most favorable” loan rates and terms and does not know the loan terms that will be offered by the Lender and does not know the identity of all lenders that obtain applications. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs. Late Payments of loans may result in additional fees or collection activities, or both which may negatively affect your credit score. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities which may negatively affect your credit score. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.
Exclusions. The services offered by this website might not be available in every state. The states serviced by this website may change from time to time, without notice.
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.