How Does Credit Card Interest Work

How Does Credit Card Interest Work? APR is generally expressed as a yearly amount. Although APR is stated as an annual rate credit card companies utilize it to calculate the amount of interest that is charged on your month-long statement period. In a perfect world, you’d never fail to make the monthly installment or carry […]

How to Stop Living Paycheck to Paycheck

How to Stop Living Paycheck to Paycheck Stop living paycheck to paycheck, You may not even know where your money goes. Bills. Payments. Food. It’s just keeping the bills paid and feeding people. It’s time to begin budgeting. Why is that? because when you plan, you’re telling your money where it should go instead of […]

Hard Inquiry vs. Soft Inquiry

Hard Inquiry vs. Soft Inquiry: What it Means ? Are you thinking about applying for a loan or credit card? You may have noticed that there are two inquiry types: hard inquiry vs. soft inquiry. If you’re confused, don’t feel bad as many others have asked the same question. In this article, we discuss what […]

Budgeting Methods

Budgeting Methods A recent survey shows that only 47 percent of Americans utilize budgeting methods to track their spending. As the main tool used to aid in financial planning, budgeting methods can be ab aid you in reaching your financial goals. Creating a good budget allows you to have full control of your finances.  Five […]

Manage Your Cash Flow and Pay Off Your Debt

Manage Your Cash Flow and Pay Off Your Debt, Manage it Effectively Manage Your Cash Flow and Pay Off Your Debt, It is possible to know how much money you have available for a given day. This will help you avoid overspending and confusion. Modern technology allows us to set up our financial lives virtually […]

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