Are you nervous when you present your credit card. We all like buying stuff.  With credit card interest rates soaring, this is probably the worst time to let your desire get out of hand. One in five Americans spends more than what they earned in the last 12 months, according to a Federal Reserve Board […]

A loan refers to money borrowed by a debtor from a creditor that is to be paid back at an agreed time at an agreed interest rate. There are different types of loans for the borrower to choose from depending on which type suits his financial circumstances best. These loans include car loans, payday loans, […]

No worker can do without being paid because they depend on their wages to support themselves and their families. A person can love his or her job and enjoy associating with co-workers but that just isn’t enough. As a rule of thumb it is advisable for employees to take an active role in regards to […]

There are many different types of loans for borrowers to choose from. Car title loans, mortgages, consolidated loans, payday loans, personal loans and loans from insurance policies are all examples. Many of these loans are considered installment loans because the borrower pays the lender back in scheduled monthly payments. A payday loan is usually made […]

How to Repair Credit on Your Own? Many people do not realize it, but credit repair is something everyone needs to perform no matter what your credit standing may be. It is true that repairing or “fixing” your credit is mostly needed by people below the “fair” credit rating. However, if you’re on the “good” […]