How Does Debt Consolidation Work

How Does Debt Consolidation Work? If you have a hard time paying off bills in a timely manner, then debt consolidation might be able to help. Debt consolidation work by taking out one loan to pay off existing debts in order to simplify the repayment process and help borrowers avoid bankruptcy.  This article will briefly […]

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How Does Credit Card Interest Work

How Does Credit Card Interest Work? APR is generally expressed as a yearly amount. Although APR is stated as an annual rate credit card companies utilize it to calculate the amount of interest that is charged on your month-long statement period. In a perfect world, you’d never fail to make the monthly installment or carry […]

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How do Medical Bills Affect Your Credit

How do Medical Bills Affect Your Credit? Getting sick or injured may prevent you from going to work and performing other important activities.  Whether it’s a broken bone or pneumonia, you need to get that checked out and treated. Many people have medical insurance, which can be helpful in offsetting some of the costs of treatment. […]

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How to Clean up Your Credit Report

How to Clean up Your Credit Report: A Guide You can clean your credit report and benefit from an improved credit score. The high credit score will assist in increasing your chances of being approved for loans, credit cards, and mortgages. You can also qualify for lower rates on these loans.   The information in your […]

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How Does Payment History Impact Your Credit Score

How Does Payment History Impact Your Credit Score? Payment history is a record of how you’ve made payments to your accounts throughout your credit life. Payment history constitutes up to 35% of your credit score, therefore, it has an impact and important role in calculating your credit score.  Tracking your past bill payment performance is […]

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