Best Credit Repair

Best Credit Repair

Best Credit Repair

When you make a decision to repair your credit, you need to decide how to go about it. You can repair your credit by yourself, or request the services from a professional credit repair agency. Professional credit repair services will fix the errors on your credit report, capitalize on legal issues to improve your credit and educate you on how to manage your credit. They achieve this by negotiating with your lenders and credit reporting bureaus. If you want to get the best credit repair services, you will need to register with the best credit repair companies. Many repair firms promise to improve your credit score by a very high margin, however, not all of them will be able to do that. Some credit reporting companies are even scams, and they will only take your cash without offering what they promised.

To get the best repair services, you should carefully research the firms to know the reputable ones that can improve your credit score and give you your money’s worth. This research takes lots of effort and time. We do not want you to spend a lot of time finding the best credit repair agency. We have done all that for you. This article features the best credit repair firms in the industry and also explains why these agencies are ranked the best.

  1. Lexington Law
    Lexington Law is one of the best credit repair agencies in the United States. The firm allows you to sign up for their service easily. You can sign up by logging on to their website. They have a sign-up portal for you to register. You can also call them for their customer representative to walk you through the process. They are reputable not only for the services they offer, but also for the number of years they have been in the industry. Lexington Law has been in the credit repair industry for the past 14 years and online reviews from customers indicate that they have been able to successfully repair the credit of many customers. This firm offers free credit report evaluation for customers.

    Although their sign-up process and all other things related to credit repairs are simple, the firm has a complex pricing system. They have a three-level pricing system that allows clients to enjoy more services when they pay more. One package is the Concord Standard. The Concord Standard offers all the basic services of a standard credit repair. If you take up this package, the firm will fix errors on your credit report, send goodwill messages to your lenders, and also look for legal loopholes in your report to improve your credit. This package costs $89.95 per month. The next pricing plan is the Concord Premier, which is an upgrade of the Concord Standard package. The firm will provide all the services offered under the Concord Standard plan and they will also add additional services. The additional services include credit monitoring and credit score improvement analysis. The cost of this package is $109.95. The third package which is the PremierPlus offers even more services at $129.95 per month. Lexington Law will offer you all the services offered in the previous two packages and they will also add identity fraud alerts. They will also help you to monitor your finances by giving you personal finance tools.

    If you cannot afford any of these packages, you can still get their services at a lower cost. This agency offers another plan often termed as Lex OnTrack. This plan costs $24.95 per month and you can get access to a minimum of credit repair features. If you prefer this option, you will need to call the agency to confirm before signing up. Lexington Law does not restrict you with a contract. Since you make payments on a monthly basis, you can decide when to cancel the service when you are not satisfied with the results. Lexington Law will only charge you for the services it has completed on your credit. One thing that makes this firm one of the highest rated firms in the industry is the strength of its staff. Most of the staff are lawyers and paralegal professionals and this makes them more competent when sorting out legal issues regarding your credit report. They boast of 22 lawyers and over 400 paralegal professionals. Their customer representatives are also easy to reach. You can contact them by mail, phone call or online chat via the website. This company has an A- rating from the Better Business Bureau.

    This agency offers a 50% discount for couples, active military personnel, and family.

    A list of the best credit repair agencies will not be complete without the mention of This company is popular because the name already suggests what it does. When you deal with this firm, it is easy to track the progress of work done on your credit score through their sleek user interface. This firm offers basic credit repair services including the following. They send good faith letters to your lenders, fix mistakes on your credit report, and identify loopholes on your credit report to contest items on your report. also monitors your credit and makes sure that all errors on your credit report have been changed. They offer extra services such as identity theft.

    This firm is not only popular. It has managed to establish a good reputation for itself in the credit repair industry. They have an A+ rating from the Better Business Bureau. It is easy to cut ties with this firm if you are not satisfied with their services. You are not tied to any contract and you can cancel your service at any time. You do not pay for services that you have not received. Even if you decide to cancel your registration with the firm, you will only pay for the service you have received. has been in the industry for 21 years, and there is no doubt that they have all the valuable experience that is necessary for repairing credit. Since they offer credit monitoring services, their package is ideal for people who want both credit monitoring and credit repairs in one package. One thing that makes a preferred option is their simple pricing plan. Their service is pegged at $99.95 per month.

  3. Sky Blue Credit Repair
    Sky Blue credit repair is one of the least expensive and reliable credit repair companies in the credit repair industry. The agency charges as low as $69 per month. However, their services match that of the highly rated repair companies that charge high fees. They will fix the errors on your credit report, send goodwill letters to your lenders, and look for legal loopholes to improve your credit report. Although they are affordable, they still have plans for people who are unable to pay their fees. The firm has an arrangement that allows you to pause the service until you are ready to make monthly payments again. With them, you can cancel your service any time. You will only pay for the services you received.

    Their customer service is also highly rated. Many past clients have commended them for being accessible and professional. Another great feature that comes with this service is that they will offer you a full refund if you use their service for 90 days and you are not satisfied. This firm has earned an A+ rating from the Better Business Bureau. Their sign-up process is simple and you can get registered in no time. You do not need to complete complex paperwork to register. Their customer service representatives can walk you through the system. You can sign up using the sign-up button available on their website.

  4. Pyramid Credit Repair
    Pyramid Credit repair is another firm worth mentioning. This agency does not charge a set-up fee. This means you can register without paying a dime at the initial stage. You will enjoy their service until the work is completed for the first month. Pyramid gives you an account manager who is dedicated to your case. This representative will help you through the entire process. One of the advantages of having an account manager is that they know everything about your case and you do not need to explain your case anytime you want to report an issue.

    This agency ensures that all the errors on your credit report are corrected. They also scrutinize your report to find loopholes. Once they spot a legal loophole, they will capitalize on it to improve your credit. This agency will also send goodwill letters to your lenders. you will enjoy all these services at $99 per month. Couples can also sign up for this plan for $198 per month. However, the couples will get a 50% discount for the first month. You can cancel their service at any time if you are dissatisfied with their service.

    One thing that Pyramid credit repair uses to get ahead of several other agencies is their in-house licensed attorneys. One other agency that has lawyers and paralegals on its staff is Lexington Law. The affirm has an excellent customer service that will help you throughout your credit repair process. You can contact their customer service by phone from Monday to Saturday. On Sunday and off business hours, you can leave a voicemail for them. Pyramid also offers a refund for people who are not satisfied with the service they are receiving. You can pull out within 90 days and you will get a 100% refund.

  5. The Credit People
    This credit repair agency is another agency that offers reliable credit repair services. There many positive reviews about the results they have produced over the years. One thing that attracts people to this agency is their 7-day trial plan. With this plan, you will pay only $19 for the 7 days. If you try the trial plan and you like it, you can sign up for $69 a month. There is also the option where you can pay a lump sum of $299 for six months’ service.

    The services this agency offers include the following: they send goodwill letters to your lenders, check your report for errors and work with the credit bureaus to correct those errors. They will also look for legal loopholes on your credit report to get your credit score to a good position. You are not restricted by a contract when you work with the Credit People. You can easily cancel the service with them even if you pay the lump sum and you are not satisfied with the service. This agency offers one of the best guarantees to customers. With them, even if you are dissatisfied at any point of the credit repair process, you can get a full refund of your fee. They have earned an A – ratings from the Better Business Bureau for the kind of service they offer.

    You can reach their customer service via phone calls from 8 am to 5 pm only. However, you can send in an email at any time and they will get back to you within 24 hours.

All the credit repair agencies mentioned above are agencies that have provided results to customers who signed up for their services. Other credit repair companies such as Ovation are also worth mentioning. Although these agencies have been described as the best, you should not leave everything in the hands of the credit repair company.

Best Credit Repair

Best Credit Repair